FD Investment Blog
Practical guides on fixed deposit investing, rate updates, tax advice, and bank comparisons — written for Sri Lankan savers.
FD Rates Sri Lanka: May 2026 Update - Best Fixed Deposit Rates This Month
The latest fixed deposit rate update for Sri Lanka in May 2026. Which banks are leading across 3-month, 6-month, 12-month, and longer tenures? What investors should know before locking in.
How to Choose the Right Fixed Deposit Tenure in Sri Lanka
Short-term or long-term FD? 3 months, 12 months, or 5 years? A practical guide to choosing the right tenure for your goals, cash flow needs, and rate expectations in Sri Lanka.
Sampath Bank Fixed Deposit Rates Sri Lanka 2026
A detailed look at Sampath Bank FD rates in Sri Lanka for 2026 - all tenures, current interest rates, how they compare to other private banks, and whether Sampath is the right choice for your savings.
HNB Fixed Deposit Rates Sri Lanka 2026 | Hatton National Bank FD
Current HNB fixed deposit interest rates in Sri Lanka for 2026. Compare Hatton National Bank FD rates across all tenures, understand their special deposit products, and see how HNB stacks up against competitors.
Senior Citizen Fixed Deposit Rates in Sri Lanka 2026
Which Sri Lankan banks offer higher FD rates for senior citizens? A complete guide to senior citizen deposit schemes, bonus interest rates, and how to maximise retirement savings through fixed deposits.
Breaking a Fixed Deposit Early in Sri Lanka: Penalties and What to Do Instead
What happens when you withdraw your FD before maturity in Sri Lanka? How banks calculate early withdrawal penalties, how much interest you lose, and smart alternatives to breaking your deposit.
FD Rates Sri Lanka: April 2026 Update - Which Banks Are Offering the Best Returns?
A detailed look at the current fixed deposit rate environment in Sri Lanka, including which state and private banks are leading for each tenure, and what investors should do right now.
Fixed Deposit vs Savings Account in Sri Lanka: Which Earns More?
A clear comparison of fixed deposits and savings accounts - interest rates, liquidity, tax treatment, and exactly when each product makes sense for Sri Lankan investors.
FD Laddering: How Sri Lankans Can Maximize Returns Without Locking All Their Money
A practical guide to the FD laddering strategy - how it works, a step-by-step example with Rs. 1,000,000, and why it solves the liquidity vs. returns dilemma for Sri Lankan investors.
State Bank vs Private Bank Fixed Deposits: Which Is Safer and Which Pays More?
An honest comparison of state-owned and private bank FDs in Sri Lanka - covering government guarantees, DICSL insurance, interest rate differences, and a practical framework for choosing.
Withholding Tax on FD Interest in Sri Lanka: A Complete 2026 Guide
Everything you need to know about the 5% WHT on FD interest in Sri Lanka - how it is deducted, who is exempt, how to calculate your real net returns, and what WHT certificates mean for your tax return.
Looking for current FD rates?
Use our live comparison tool to see the latest fixed deposit rates from all major Sri Lankan banks — updated regularly.