FD
FDRates.lk

Privacy Policy

Last updated: April 26, 2026

FD Rates Sri Lanka ("we", "our", or "the website") is committed to protecting your privacy. This Privacy Policy explains what information we collect when you visit our website, how we use it, who we share it with, and what choices you have. Please read this policy carefully. By using this website, you agree to the practices described below.

1. Information We Collect

We collect two categories of information: information you provide directly, and information collected automatically when you browse the site.

Information You Provide

If you contact us via email at fdrateslk@gmail.com or through our contact page, we receive the information you include in your message - typically your name (if you choose to provide it), your email address, and the content of your enquiry. We use this information solely to respond to your message. We do not add you to any mailing list or share your contact details with third parties.

Information Collected Automatically

Like most websites, we use analytics and advertising tools that automatically collect certain non-personal information about your visit. This includes:

  • Pages you visit and the order in which you visit them
  • How long you spend on each page
  • The type of device and browser you use
  • Your general geographic location (country or city level - not your precise location)
  • The website or search query that referred you to our site

This data is collected in aggregated, anonymised form and is used only to understand how visitors use the site so that we can improve it. We cannot identify you personally from this data.

2. Analytics - Google Analytics 4

We use Google Analytics 4 (GA4) to understand how visitors interact with this website. GA4 collects anonymised usage data, including pages viewed, session duration, device type, and broad geographic location. This information is processed by Google in accordance with their privacy policy.

GA4 uses cookies and similar technologies to distinguish returning visitors from new visitors. The data collected is aggregated - we cannot use GA4 data to identify any individual user. We do not share GA4 data with any third party other than Google as the analytics provider.

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on or by adjusting your browser's cookie settings.

3. Advertising - Google AdSense

This website displays advertisements through Google AdSense. Google may use cookies and other tracking technologies to serve advertisements that are relevant to your interests, based on your browsing activity on this site and across other websites. This is sometimes called "interest-based advertising" or "personalised advertising".

We do not have access to or control over the cookies or tracking technologies used by Google for advertising purposes. Google's use of advertising cookies is governed by their own privacy policy, which you can review at policies.google.com/privacy.

You can opt out of personalised advertising at any time via Google's Ads Settings or via the Digital Advertising Alliance opt-out page.

4. Cookies

Cookies are small text files placed on your device by websites you visit. We use cookies in the following ways on this website:

  • Analytics cookies - Set by Google Analytics to help us understand how visitors use the site. These cookies do not contain personally identifiable information.
  • Advertising cookies - Set by Google AdSense to serve relevant advertisements. These may track browsing activity across websites.
  • Functional cookies - Small amounts of data stored in your browser (such as your filter preferences on the comparison table) to improve your experience on return visits. These contain no personal information.

You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of some features on this site. You can also use a browser extension such as uBlock Origin to manage or block tracking cookies.

5. Data We Do Not Collect

We want to be clear about what we do not do:

  • We do not collect your name, National Identity Card (NIC) number, or financial information
  • We do not collect or store bank account details, deposit amounts, or any personally sensitive financial data
  • The FD calculator on this site runs entirely within your browser - no calculation data is transmitted to our servers or stored anywhere
  • We do not sell, rent, or trade any user data to any third party for commercial purposes
  • We do not build individual user profiles or behavioural databases

6. External Links

This website contains links to external sites, including bank websites and official government resources. Once you leave our site, this Privacy Policy no longer applies. We encourage you to review the privacy policies of any external sites you visit. We are not responsible for the privacy practices or content of those sites.

7. Children's Privacy

This website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at fdrateslk@gmail.com and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after any changes constitutes acceptance of the updated policy.

9. Contact

For any privacy-related questions, concerns, or requests, please contact us at fdrateslk@gmail.com. We aim to respond to all enquiries within 5 business days.