FD Investment Blog
Practical guides on fixed deposit investing, rate updates, tax advice, and bank comparisons - written specifically for Sri Lankan savers.
FD Rates Sri Lanka: April 2026 Update - Which Banks Are Offering the Best Returns?
A detailed look at the current fixed deposit rate environment in Sri Lanka, including which state and private banks are leading for each tenure, and what investors should do right now.
By Priya Fernando
Fixed Deposit vs Savings Account in Sri Lanka: Which Earns More?
A clear comparison of fixed deposits and savings accounts - interest rates, liquidity, tax treatment, and exactly when each product makes sense for Sri Lankan investors.
By Priya Fernando
FD Laddering: How Sri Lankans Can Maximize Returns Without Locking All Their Money
A practical guide to the FD laddering strategy - how it works, a step-by-step example with Rs. 1,000,000, and why it solves the liquidity vs. returns dilemma for Sri Lankan investors.
By Priya Fernando
State Bank vs Private Bank Fixed Deposits: Which Is Safer and Which Pays More?
An honest comparison of state-owned and private bank FDs in Sri Lanka - covering government guarantees, DICSL insurance, interest rate differences, and a practical framework for choosing.
By Priya Fernando
Withholding Tax on FD Interest in Sri Lanka: A Complete 2026 Guide
Everything you need to know about the 5% WHT on FD interest in Sri Lanka - how it is deducted, who is exempt, how to calculate your real net returns, and what WHT certificates mean for your tax return.
By Priya Fernando
Looking for current FD rates?
Use our live comparison tool to see the latest fixed deposit rates from all major Sri Lankan banks - updated regularly.